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      <image:title>Team Photos - Michael Banks</image:title>
      <image:caption>J. Michael Banks earned a Bachelor of Science in Accounting from The University of North Carolina - Greensboro and a Masters of Accountancy from The University of North Carolina - Charlotte.  J. Michael Banks is a licensed Certified Public Accountant in the State of North Carolina (Certificate #32955).   Michael is also a licensed Certified Financial Planner (CFP®) (CFP Board #139134), receiving his license in 2007 after attending UNC-Charlotte’s Certified Financial Planning Program. This has enabled him to understand the importance of life-long financial planning. Michael's knowledge of the full circle of retirement planning, insurance planning, tax planning and estate planning enhances his qualification as an exceptional tax accountant Michael is also a member of the North Carolina Association of Certified Public Accountants and the American Institute of Certified Public Accountants. Michael began working with one of the leading tax and estate planning law firms in the southeast in 2006. While there, he worked with some of the state's most accomplished tax attorneys and CPAs. It is this experience that gives him a distinct advantage in understanding and applying complex tax laws. Michael has a vast amount of experience in tax planning and compliance for high net worth individuals, corporations, partnerships, family limited partnerships, trusts and estates. In addition to tax planning and compliance, Michael also handles tax audits and tax controversies   Knowing the tax laws and having confidence to stand up to IRS agents is an integral part of handling tax audits with success. Michael has experience with both federal and state tax controversies.  He has handled a wide range of audits, from small paper audits to the appeals process.  With exceptional education, experience and personality, Michael will provide an outstanding level of professionalism and ethical standards.</image:caption>
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      <image:title>Team Photos - Michael Banks</image:title>
      <image:caption>J. Michael Banks earned a Bachelor of Science in Accounting from The University of North Carolina - Greensboro and a Masters of Accountancy from The University of North Carolina - Charlotte.  J. Michael Banks is a licensed Certified Public Accountant in the State of North Carolina (Certificate #32955).   Michael is also a licensed Certified Financial Planner (CFP®) (CFP Board #139134), receiving his license in 2007 after attending UNC-Charlotte’s Certified Financial Planning Program. This has enabled him to understand the importance of life-long financial planning. Michael's knowledge of the full circle of retirement planning, insurance planning, tax planning and estate planning enhances his qualification as an exceptional tax accountant Michael is also a member of the North Carolina Association of Certified Public Accountants and the American Institute of Certified Public Accountants. Michael began working with one of the leading tax and estate planning law firms in the southeast in 2006. While there, he worked with some of the state's most accomplished tax attorneys and CPAs. It is this experience that gives him a distinct advantage in understanding and applying complex tax laws. Michael has a vast amount of experience in tax planning and compliance for high net worth individuals, corporations, partnerships, family limited partnerships, trusts and estates. In addition to tax planning and compliance, Michael also handles tax audits and tax controversies   Knowing the tax laws and having confidence to stand up to IRS agents is an integral part of handling tax audits with success. Michael has experience with both federal and state tax controversies.  He has handled a wide range of audits, from small paper audits to the appeals process.  With exceptional education, experience and personality, Michael will provide an outstanding level of professionalism and ethical standards.</image:caption>
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      <image:title>Team Photos - Melanie Clyburn</image:title>
      <image:caption>Catherine Boss earned a Bachelor of Science in Business Administration &amp; Masters of Accounting from The University of North Carolina- Chapel Hill.  Catherine is a licensed Certified Public Accountant in the State of North Carolina (Certificate # 30656) and is a member of the North Carolina Association of Certified Public Accountants</image:caption>
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      <image:title>Team Photos - Catherine Boss</image:title>
      <image:caption>Catherine Boss earned a Bachelor of Science in Business Administration &amp; Masters of Accounting from The University of North Carolina- Chapel Hill.  Catherine is a licensed Certified Public Accountant in the State of North Carolina (Certificate # 30656) and is a member of the North Carolina Association of Certified Public Accountants. In 2000, Catherine began her career with one of the largest accounting firms in the world where she focused on Corporate Tax Compliance.  She has also worked in the real estate industry as well as the tax department of a large national bank where she had heavy concentration in Partnership and Corporate taxation as well as Accounting for Income Taxes.  Catherine took a break from the accounting world to stay home with her two young boys, and she has recently returned to help clients with their bookkeeping needs.  Catherine’s goal is to help clients organize their finances to insure that their tax return preparation is completed efficiently.</image:caption>
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